Investor Protection
Investment firms like Universal Prime Capital are subject to financial regulation. In the UK, this includes MiFID II and other applicable regulations. This supervision provides additional protection for investors by making sure financial institutions follow established rules and requirements.
Increased protection for investors thanks to a regulated environment
Investors are protected for up to $100 000 under the investor compensation scheme
Your assets are held separately from Universal Prime Capital assets
Safeguarding of investor assets
Universal Prime Capital must keep accurate records and accounts that distinguish all Notes and investor funds from any assets owned by Universal Prime Capital. As part of this, Universal Prime Capital reconciles its internal records and accounts regularly and takes steps to ensure it has adequate controls to minimize the risk of loss for investors. Financial instruments belonging to the investors on Universal Prime Capital are held in the investors’ financial instrument accounts, separately from Universal Prime Capital’ own assets. Investors’ funds are protected by holding them in safeguarding accounts in banks licensed in EU countries. These funds are only used to execute the investors’ orders to invest or withdraw the funds, or to cover fees and charges payable to Universal Prime Capital. They are held separately from Universal Prime Capital’ own assets, and creditors of Universal Prime Capital are not entitled to recover from these funds.
Investor-friendly presentation of information
To help investors make informed decisions about the investment, they are provided with standardized information in a consumer-friendly format. This information is designed to help investors understand the behavior of investment products and compare them with other products. Universal Prime Capital has also published several disclosures, such as information on investment risk and fees, and Key Information Documents.
Suitable and appropriate product offering
Universal Prime Capital is required to safeguard investors from taking on excessive risk by assessing their individual situations. As part of being regulated, Universal Prime Capital must ensure that investors are aware of the risks of investing on Universal Prime Capital, and that their financial situation allows them to bear these risks. To meet this requirement, we ask investors to complete an assessment that checks whether our products fit their expectations and goals, and are appropriate for their knowledge and experience. The outcome of this assessment determines which products and services will be available to the investor. Investing on Universal Prime Capital isn’t risk-free, so our offering, for example, wouldn’t be considered suitable for investors who wish to only preserve capital.
